Congratulations on receiving your new My Lowe’s SYF credit card! Before you start using it, you’ll need to activate it. Activating online is quick, secure, and best of all—instant. Here's a simple, step‑by‑step walkthrough to get your card ready for your next Lowe’s purchase.

✅ Step 1: Visit the Official Activation Page

1. Go to lowes.syf.com/activate (official Synchrony activation portal) 

2. Choose English or Español if it’s an option.

✅ Step 2: Log In or Register

• If you already have an online account: Sign in using your username and password.

• If you're new: Click “Register”, then enter your account details—typically your card or account number and billing ZIP code 

✅ Step 3: Enter Card Information

Once logged in or registered, locate the "Activate Card" section and enter:

1. Your full card number (found on the front).

2. The 3‑digit security code (CVV) on the back.

3. Last 4 digits of your SSN 

✅ Step 4: Complete the Activation

• Click “Activate” or “Activate My Card”.

• The system will verify your details and, once confirmed, your card is activated immediately.

✅ Step 5: Confirm Activation

• You should see a confirmation screen—or even receive an email.

• Your card is now ready to use for both in‑store and online Lowe’s purchases