Activating your My Lowe’s card is a simple and secure process that unlocks a wide range of benefits—from tracking your purchases to enjoying exclusive discounts. Whether you've just received your new Lowe’s card in the mail or picked it up in-store, you’ll need to activate it before you can start using it.

In this guide, we’ll walk you through how to activate your Lowe’s card using lowes.syf.com/activate and explain all the ways you can use and manage your card online or through the Lowe’s app.

Why Activate Your Lowe’s Card?

Your My Lowe’s card isn’t just a payment option—it’s a powerful shopping tool. Once activated, it allows you to:

• Track purchases (online & in-store)

• Receive personalized discounts and offers

• Simplify returns without receipts

• Access special financing (for credit cards)

• Organize expenses by project or job

But none of this is possible until your card is registered and activated.

How to Activate Your Lowe’s Card via lowes.syf.com/activate?

To activate your Lowe’s credit card issued by Synchrony Bank, follow the steps below:

• Go to lowes.syf.com/activate. This is the official Synchrony Bank site for activating Lowe’s cards.

• You’ll be asked to enter the following:

  • Your Lowe’s card number

  • The last four digits of your Social Security Number (SSN)

  • Your date of birth

• Click “Activate My Card” to continue.

• After submitting your information, you’ll receive an activation confirmation. Your card is now ready to use both online and in-store.

Don’t Want to Activate Online? Try Phone Activation

Prefer to activate your card over the phone? No problem.

• Call the number that written on the card customer service.

• Follow the voice prompts.

• Enter your card number and verification details.

• Listen for the confirmation message.

Registering for a Lowe’s Online Account

To get the most out of your My Lowe’s card, register for an online account. Here’s how:

Online Registration:

1. Visit Lowes.com.

2. Click on “Sign In” and select “Create Account”

3. Fill out your name, email, and password

4. Enter your My Lowe’s card number under “Add a Card”

5. Confirm your email address via the verification link.

Mobile App Registration:

1. Download the Lowe’s app from the App Store or Google Play

2. Open the app and tap “Sign In” → “Create Account”

3. Enter your details and add your My Lowe’s card

4. Confirm your email

Once registered, you can view transactions, manage your card, and track receipts on the go.

How to Use Your Lowe’s Card

Whether you're shopping in person or online, using your Lowe’s card is easy.

In-Store:

• Present your Lowe’s card at checkout.

• Discounts or rewards will be applied automatically.

• You can also enter your phone number if you don’t have your card handy.

Online:

• At checkout, enter your card information (card number, expiration date, security code).

• The 5% discount (if eligible) will be applied.

• Track orders and returns directly from your Lowe’s account.

Frequently Asked Questions (FAQs)

How long does activation take?

Activation is immediate. Once you submit your details, the card is ready to use.

Can I use my Lowe’s card without activating it?

No, you must activate your card either online or by phone before using it for purchases.

What if I lose my card?

Log in to your account and request a replacement or call customer service.

Is the My Lowe’s card the same as the Lowe’s Credit Card?

No.

• My Lowe’s Card helps track purchases and manage lists.

• Lowe’s Credit Card is a financing tool offering special terms and discounts.

Final Thoughts

Now that you know how to activate your Lowe’s card via lowes.syf.com/activate, you're just a few steps away from smarter shopping and better organization. Whether you’re a casual DIYer or a professional contractor, activating your card opens the door to savings, convenience, and easy project management.

Have your card handy? Click here to activate »